{"id":184,"date":"2025-05-29T16:16:41","date_gmt":"2025-05-29T16:16:41","guid":{"rendered":"https:\/\/topkrediti.si\/izberikredit\/wordpress-1395428-5180111-cloudwaysapps-com-stanovanjski-krediti\/"},"modified":"2026-02-02T09:58:59","modified_gmt":"2026-02-02T09:58:59","slug":"stanovanjski-krediti","status":"publish","type":"page","link":"https:\/\/topkrediti.si\/izberikredit\/stanovanjski-krediti\/","title":{"rendered":"topkrediti.si &#8211; najdite svoj stanovanjski kredit"},"content":{"rendered":"<div id=\"sp-page\" class=\"spBgcover sp-content-1\" style=\"background-color: rgb(255, 255, 255); font-family: Montserrat, sans-serif; font-weight: 400;\">\n<section id=\"sp-tk1s3w\" data-mobile-visibility=\"#sp-tk1s3w|false\" data-tablet-visibility=\"#sp-tk1s3w|false\" data-desktop-visibility=\"#sp-tk1s3w|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section \" style=\"width: 100%; max-width: 100%;\">\n<div id=\"sp-u0r08z\" data-mobile-visibility=\"#sp-u0r08z|false\" data-tablet-visibility=\"#sp-u0r08z|false\" data-desktop-visibility=\"#sp-u0r08z|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-xa0sxo\" data-mobile-visibility=\"#sp-xa0sxo|false\" data-tablet-visibility=\"#sp-xa0sxo|false\" data-desktop-visibility=\"#sp-xa0sxo|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\">\n<figure id=\"sp-ot2kiv\" data-mobile-css=\"#sp-ot2kiv|text-align:center;\" data-tablet-css=\"#sp-ot2kiv|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: left;\">\n<div><span><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-cA0GJ6gdYqEBoQ7T.webp\" alt=\"\" width=\"851\" height=\"177\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-ot2kiv|false\" data-tablet-visibility=\".sp-image-block-ot2kiv|false\" data-desktop-visibility=\".sp-image-block-ot2kiv|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkreditilogo2025-150x150.webp 150w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkreditilogo2025-300x62.webp 300w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-cA0GJ6gdYqEBoQ7T.webp 851w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkreditilogo2025-350x100.webp 350w\" class=\"sp-image-block-ot2kiv custom-preview-class\" style=\"width: 300px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-ot2kiv\"><script>jQuery(function() { image_dynamic_tags('ot2kiv' );});<\/script><\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"sp-ceyntm\" data-mobile-visibility=\"#sp-ceyntm|false\" data-tablet-visibility=\"#sp-ceyntm|false\" data-desktop-visibility=\"#sp-ceyntm|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section  spBgcoverscroll\" style=\"background-color: rgb(36, 88, 105); width: 100%; max-width: 100%; padding: 10px;\">\n<div id=\"sp-fpfjqv\" data-mobile-visibility=\"#sp-fpfjqv|false\" data-tablet-visibility=\"#sp-fpfjqv|false\" data-desktop-visibility=\"#sp-fpfjqv|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-i6zdbl\" data-mobile-visibility=\"#sp-i6zdbl|false\" data-tablet-visibility=\"#sp-i6zdbl|false\" data-desktop-visibility=\"#sp-i6zdbl|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\">\n<div id=\"sp-xzbbyy\" data-mobile-css=\"#sp-xzbbyy|height:25px;\" data-tablet-css=\"#sp-xzbbyy|height:10px;\" class=\"sp-spacer\" style=\"height: 37px;\"><\/div>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h1 id=\"sp-jclex6\" data-mobile-css=\".sp-headline-block-jclex6, #sp-jclex6, #jclex6|text-align:left;\" data-tablet-css=\".sp-headline-block-jclex6, #sp-jclex6, #jclex6|text-align:center;\" data-mobile-visibility=\".sp-headline-block-jclex6|false\" data-tablet-visibility=\".sp-headline-block-jclex6|false\" data-desktop-visibility=\".sp-headline-block-jclex6|false\" class=\"sp-css-target sp-el-block sp-headline-block-jclex6 sp-type-header\" style=\"text-align: left; margin: 0px;\"><strong>Stanovanjski krediti od 20.000\u20ac!<\/strong><\/h1>\n<p><\/span><\/p>\n<div id=\"sp-a6qsn7\" data-mobile-css=\".sp-text-wrapper-a6qsn7, #sp-a6qsn7, #a6qsn7|text-align:left;\" data-tablet-css=\".sp-text-wrapper-a6qsn7, #sp-a6qsn7, #a6qsn7|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-a6qsn7|false\" data-tablet-visibility=\".sp-text-wrapper-a6qsn7|false\" data-desktop-visibility=\".sp-text-wrapper-a6qsn7|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-a6qsn7\" style=\"margin: 0px; text-align: left;\">\n<p style=\"text-align: left;\">Povezujemo vas z najbolj\u0161imi slovenskimi kreditodajalci.<\/p>\n<\/div>\n<div id=\"sp-ujds1u\" data-mobile-css=\"#sp-ujds1u|height:20px;\" data-tablet-css=\"#sp-ujds1u|height:10px;\" class=\"sp-spacer\" style=\"height: 12px;\"><\/div>\n<figure id=\"sp-nnxvux\" data-mobile-css=\"#sp-nnxvux|text-align:center;\" data-tablet-css=\"#sp-nnxvux|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-ZBMwCROqm1taV3Wc.png\" alt=\"\" width=\"1435\" height=\"167\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-nnxvux|true\" data-tablet-visibility=\".sp-image-block-nnxvux|true\" data-desktop-visibility=\".sp-image-block-nnxvux|true\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkrediti-img-150x150.png 150w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkrediti-img-300x35.png 300w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkrediti-img-1024x119.png 1024w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-ZBMwCROqm1taV3Wc.png 1435w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/topkrediti-img-350x100.png 350w\" class=\"sp-image-block-nnxvux custom-preview-class\" style=\"width: 500px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-nnxvux\"><script>jQuery(function() { image_dynamic_tags('nnxvux' );});<\/script><\/div>\n<\/figure>\n<div id=\"sp-p8ij5l\" data-mobile-css=\"#sp-p8ij5l|height:40px;\" data-tablet-css=\"#sp-p8ij5l|height:10px;\" class=\"sp-spacer\" style=\"height: 47px;\"><\/div>\n<div id=\"sp-m7wde1\" data-mobile-css=\".sp-bulletlist-block-m7wde1, #sp-m7wde1|justify-content:flex-start;\" data-tablet-css=\".sp-bulletlist-block-m7wde1, #sp-m7wde1|justify-content:flex-start;\" data-mobile-visibility=\".sp-bulletlist-block-m7wde1|false\" data-tablet-visibility=\".sp-bulletlist-block-m7wde1|false\" data-desktop-visibility=\".sp-bulletlist-block-m7wde1|false\" class=\"sp-flex sp-css-target sp-el-block sp-bulletlist-block-template-0 sp-justify-start sp-bulletlist-block-m7wde1\" style=\"margin: 0px; font-size: 16px;\">\n<ul class=\"sp-bulletlist-wrapper\">\n<li data-mobile-css=\"#sp-m7wde1 .sp-bullet-list-item-m7wde1-0|padding:0px 0px 10px 0px ;\" data-tablet-css=\"#sp-m7wde1 .sp-bullet-list-item-m7wde1-0|padding:0px 0px 10px 0px ;\" class=\"sp-flex sp-items-center sp-bullet-list-item-m7wde1-0 sp-justify-start\" style=\"padding: 0px 0px 10px;\"><span class=\"sp-icon-wrapper sp-mr-4\"><i class=\"fa-fw fa-lg far fa-square-check\" style=\"width: 32px; line-height: 32px; font-size: 16px; color: rgb(251, 140, 0);\"><\/i><\/span><span>Izberite najbolj\u0161e obrestne mere<\/span><\/li>\n<li data-mobile-css=\"#sp-m7wde1 .sp-bullet-list-item-m7wde1-1|padding:0px 0px 10px 0px ;\" data-tablet-css=\"#sp-m7wde1 .sp-bullet-list-item-m7wde1-1|padding:0px 0px 10px 0px ;\" class=\"sp-flex sp-items-center sp-bullet-list-item-m7wde1-1 sp-justify-start\" style=\"padding: 0px 0px 10px;\"><span class=\"sp-icon-wrapper sp-mr-4\"><i class=\"fa-fw fa-lg far fa-square-check\" style=\"width: 32px; line-height: 32px; font-size: 16px; color: rgb(251, 140, 0);\"><\/i><\/span><span>Kredit prilagojen va\u0161im potrebam in finan\u010dnim zmo\u017enostim<\/span><\/li>\n<li data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-flex sp-items-center sp-bullet-list-item-m7wde1-2 sp-justify-start\"><span class=\"sp-icon-wrapper sp-mr-4\"><i class=\"fa-fw fa-lg far fa-square-check\" style=\"width: 32px; line-height: 32px; font-size: 16px; color: rgb(251, 140, 0);\"><\/i><\/span><span>Prilagodite si \u010das in na\u010din vra\u010dila po svojih \u017eeljah<\/span><\/li>\n<\/ul>\n<\/div>\n<div id=\"sp-erlvnj\" data-mobile-css=\"#sp-erlvnj|height:10px;\" data-tablet-css=\"#sp-erlvnj|height:10px;\" class=\"sp-spacer\" style=\"height: 2px;\"><\/div>\n<div id=\"sp-zwa8iy\" data-mobile-css=\".sp-text-wrapper-zwa8iy, #sp-zwa8iy, #zwa8iy|text-align:right;\" data-tablet-css=\".sp-text-wrapper-zwa8iy, #sp-zwa8iy, #zwa8iy|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-zwa8iy|false\" data-tablet-visibility=\".sp-text-wrapper-zwa8iy|false\" data-desktop-visibility=\".sp-text-wrapper-zwa8iy|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-zwa8iy\" style=\"margin: 0px; text-align: left;\">\n<div style=\"color: #f5ba00; font-size: 26px; text-align: left;\">\u2605\u2605\u2605\u2605\u2605<span style=\"position: relative; display: inline-block;\"> <span style=\"visibility: hidden;\"> \u2605 <\/span> <\/span><\/div>\n<\/div>\n<div id=\"sp-mbfoo7\" data-mobile-css=\"#sp-mbfoo7|height:15px;\" data-tablet-css=\"#sp-mbfoo7|height:10px;\" class=\"sp-spacer\" style=\"height: 29px;\"><\/div>\n<div id=\"sp-button-parent-kc87s8\" data-mobile-css=\"#sp-button-parent-kc87s8|text-align:center;\" data-tablet-css=\"#sp-button-parent-kc87s8|text-align:center;\" class=\"sp-button-wrapper sp-el-block\" style=\"margin: 0px; text-align: left;\"><a href=\"https:\/\/omb07qyiorf.typeform.com\/stanovanjski#source=SK-L-1_T1\/izbrkrdt\/stnvnski-krdti\" id=\"sp-kc87s8\" data-mobile-css=\"\" data-tablet-css=\"\" data-mobile-visibility=\".sp-button-kc87s8|false\" data-tablet-visibility=\".sp-button-kc87s8|false\" data-desktop-visibility=\".sp-button-kc87s8|false\" target=\"\" rel=\"\" class=\"sp-button sp-css-target sp-text-center sp-inline-block sp-leading-none sp-button-kc87s8 typeform-btn\" style=\"letter-spacing: 1px; font-size: 18px; background: rgb(255, 106, 0); color: rgb(255, 255, 255); width: auto; padding: 12px 16px; border-radius: 0px;\"><span><strong>PRIDOBITE STANOVANJSKI KREDIT! \u2192<br \/><\/strong><\/span><\/a><\/div>\n<div id=\"sp-wsxryo\" data-mobile-css=\".sp-text-wrapper-wsxryo, #sp-wsxryo, #wsxryo|text-align:left;\" data-tablet-css=\".sp-text-wrapper-wsxryo, #sp-wsxryo, #wsxryo|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-wsxryo|false\" data-tablet-visibility=\".sp-text-wrapper-wsxryo|false\" data-desktop-visibility=\".sp-text-wrapper-wsxryo|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-wsxryo\" style=\"margin: 0px; text-align: left;\">\n<p style=\"text-align: left;\">S topkrediti.si do pravega kredita za vas.<\/p>\n<\/div>\n<figure id=\"sp-jucam5\" data-mobile-css=\"#sp-jucam5|text-align:center;\" data-tablet-css=\"#sp-jucam5|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: left;\">\n<div><span><img decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-JyVnSFX8OaPq6xdQ.png\" alt=\"\" width=\"1115\" height=\"1001\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-jucam5|false\" data-tablet-visibility=\".sp-image-block-jucam5|false\" data-desktop-visibility=\".sp-image-block-jucam5|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/tks1-150x150.png 150w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/tks1-300x269.png 300w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/tks1-1024x919.png 1024w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-JyVnSFX8OaPq6xdQ.png 1115w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2025\/05\/tks1-350x100.png 350w\" class=\"sp-image-block-jucam5 custom-preview-class\" style=\"width: 98px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-jucam5\"><script>jQuery(function() { image_dynamic_tags('jucam5' );});<\/script><\/div>\n<\/figure>\n<div id=\"sp-mlqprc\" data-mobile-css=\"#sp-mlqprc|height:40px;\" data-tablet-css=\"#sp-mlqprc|height:10px;\" class=\"sp-spacer\" style=\"height: 39px;\"><\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"sp-e9y66x\" data-mobile-visibility=\"#sp-e9y66x|false\" data-tablet-visibility=\"#sp-e9y66x|false\" data-desktop-visibility=\"#sp-e9y66x|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section \" style=\"width: 100%; max-width: 100%;\">\n<div id=\"sp-h1g9hb\" data-mobile-visibility=\"#sp-h1g9hb|false\" data-tablet-visibility=\"#sp-h1g9hb|false\" data-desktop-visibility=\"#sp-h1g9hb|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-w3o19i\" data-mobile-visibility=\"#sp-w3o19i|false\" data-tablet-visibility=\"#sp-w3o19i|false\" data-desktop-visibility=\"#sp-w3o19i|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\"><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h1 id=\"sp-o8k84a\" data-mobile-css=\".sp-headline-block-o8k84a, #sp-o8k84a, #o8k84a|font-size:26px;text-align:center;\" data-tablet-css=\".sp-headline-block-o8k84a, #sp-o8k84a, #o8k84a|text-align:center;\" data-mobile-visibility=\".sp-headline-block-o8k84a|false\" data-tablet-visibility=\".sp-headline-block-o8k84a|false\" data-desktop-visibility=\".sp-headline-block-o8k84a|false\" class=\"sp-css-target sp-el-block sp-headline-block-o8k84a sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">Kako izbrati najbolj\u0161i kredit?<\/h1>\n<p><\/span><\/p>\n<div id=\"sp-ccpii8\" data-mobile-css=\".sp-text-wrapper-ccpii8, #sp-ccpii8, #ccpii8|text-align:left;\" data-tablet-css=\".sp-text-wrapper-ccpii8, #sp-ccpii8, #ccpii8|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-ccpii8|false\" data-tablet-visibility=\".sp-text-wrapper-ccpii8|false\" data-desktop-visibility=\".sp-text-wrapper-ccpii8|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-ccpii8\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<p>\u010ce i\u0161\u010dete kredit, boste morda presene\u010deni koliko mo\u017enosti imate. Vendar pa ni vsak kredit primeren za vsako osebo, zato je pomembno, da izberete kredit, ki ustreza va\u0161im potrebam. Tukaj je nekaj nasvetov, kako izbrati najbolj\u0161i kredit.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sp-fxny0u\" data-mobile-visibility=\"#sp-fxny0u|false\" data-tablet-visibility=\"#sp-fxny0u|false\" data-desktop-visibility=\"#sp-fxny0u|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-yka3kn\" data-mobile-visibility=\"#sp-yka3kn|false\" data-tablet-visibility=\"#sp-yka3kn|false\" data-desktop-visibility=\"#sp-yka3kn|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(25% + 0px);\">\n<figure id=\"sp-fhgq62\" data-mobile-css=\"#sp-fhgq62|text-align:center;\" data-tablet-css=\"#sp-fhgq62|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-Bw9Rzdm67cyMetpu.png\" alt=\"\" width=\"256\" height=\"256\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-fhgq62|false\" data-tablet-visibility=\".sp-image-block-fhgq62|false\" data-desktop-visibility=\".sp-image-block-fhgq62|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/kako-izbrati-1-150x150.png 150w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-Bw9Rzdm67cyMetpu.png 256w\" class=\"sp-image-block-fhgq62 custom-preview-class\" style=\"width: 256px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-fhgq62\"><script>jQuery(function() { image_dynamic_tags('fhgq62' );});<\/script><\/div>\n<\/figure>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h3 id=\"sp-gq4uex\" data-mobile-css=\".sp-headline-block-gq4uex, #sp-gq4uex, #gq4uex|text-align:center;\" data-tablet-css=\".sp-headline-block-gq4uex, #sp-gq4uex, #gq4uex|text-align:center;\" data-mobile-visibility=\".sp-headline-block-gq4uex|false\" data-tablet-visibility=\".sp-headline-block-gq4uex|false\" data-desktop-visibility=\".sp-headline-block-gq4uex|false\" class=\"sp-css-target sp-el-block sp-headline-block-gq4uex sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">Pazite na skrite stro\u0161ke<\/h3>\n<p><\/span><\/p>\n<div id=\"sp-jva3ts\" data-mobile-css=\".sp-text-wrapper-jva3ts, #sp-jva3ts, #jva3ts|text-align:left;\" data-tablet-css=\".sp-text-wrapper-jva3ts, #sp-jva3ts, #jva3ts|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-jva3ts|false\" data-tablet-visibility=\".sp-text-wrapper-jva3ts|false\" data-desktop-visibility=\".sp-text-wrapper-jva3ts|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-jva3ts\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<div class=\"bach-text\">\n<p>Nekateri krediti vklju\u010dujejo stro\u0161ke kot so odobritvena provizija, administrativni stro\u0161ki, zavarovanja ter stro\u0161ki pred\u010dasnega popla\u010dila. Ti stro\u0161ki lahko ob\u010dutno pove\u010dajo celotni stro\u0161ek kredita, zato je pomembno, da vedno preberete drobni tisk, preden podpi\u0161ete kreditno pogodbo.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sp-ui8rsr\" data-mobile-visibility=\"#sp-ui8rsr|false\" data-tablet-visibility=\"#sp-ui8rsr|false\" data-desktop-visibility=\"#sp-ui8rsr|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(25% + 0px);\">\n<figure id=\"sp-ya1ygh\" data-mobile-css=\"#sp-ya1ygh|text-align:center;\" data-tablet-css=\"#sp-ya1ygh|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-7XONIlWdg1JUKRnb.png\" alt=\"\" width=\"256\" height=\"256\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-ya1ygh|false\" data-tablet-visibility=\".sp-image-block-ya1ygh|false\" data-desktop-visibility=\".sp-image-block-ya1ygh|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/kako-izbrati-2-150x150.png 150w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-7XONIlWdg1JUKRnb.png 256w\" class=\"sp-image-block-ya1ygh custom-preview-class\" style=\"width: 256px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-ya1ygh\"><script>jQuery(function() { image_dynamic_tags('ya1ygh' );});<\/script><\/div>\n<\/figure>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h3 id=\"sp-t7ncem\" data-mobile-css=\".sp-headline-block-t7ncem, #sp-t7ncem, #t7ncem|text-align:center;\" data-tablet-css=\".sp-headline-block-t7ncem, #sp-t7ncem, #t7ncem|text-align:center;\" data-mobile-visibility=\".sp-headline-block-t7ncem|false\" data-tablet-visibility=\".sp-headline-block-t7ncem|false\" data-desktop-visibility=\".sp-headline-block-t7ncem|false\" class=\"sp-css-target sp-el-block sp-headline-block-t7ncem sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">Primerjajte ponudbe<\/h3>\n<p><\/span><\/p>\n<div id=\"sp-hbh555\" data-mobile-css=\".sp-text-wrapper-hbh555, #sp-hbh555, #hbh555|text-align:left;\" data-tablet-css=\".sp-text-wrapper-hbh555, #sp-hbh555, #hbh555|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-hbh555|false\" data-tablet-visibility=\".sp-text-wrapper-hbh555|false\" data-desktop-visibility=\".sp-text-wrapper-hbh555|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-hbh555\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<div class=\"bach-text\">\n<p>\u010ce \u017eelite najti najbolj\u0161i kredit, morate primerjati razli\u010dne ponudbe. Preverite ponudbe razli\u010dnih bank in kreditnih organizacij, nato primerjajte obrestne mere, pogoje, roke za odpla\u010devanje in druge dejavnike.&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sp-kjowul\" data-mobile-visibility=\"#sp-kjowul|false\" data-tablet-visibility=\"#sp-kjowul|false\" data-desktop-visibility=\"#sp-kjowul|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(25% + 0px);\">\n<figure id=\"sp-j1em6i\" data-mobile-css=\"#sp-j1em6i|text-align:center;\" data-tablet-css=\"#sp-j1em6i|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-9VY0wR3yWOHpAxPa.png\" alt=\"\" width=\"256\" height=\"256\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-j1em6i|false\" data-tablet-visibility=\".sp-image-block-j1em6i|false\" data-desktop-visibility=\".sp-image-block-j1em6i|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/kako-izbrati-3-150x150.png 150w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-9VY0wR3yWOHpAxPa.png 256w\" class=\"sp-image-block-j1em6i custom-preview-class\" style=\"width: 256px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-j1em6i\"><script>jQuery(function() { image_dynamic_tags('j1em6i' );});<\/script><\/div>\n<\/figure>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h3 id=\"sp-sjbc3e\" data-mobile-css=\".sp-headline-block-sjbc3e, #sp-sjbc3e, #sjbc3e|text-align:center;\" data-tablet-css=\".sp-headline-block-sjbc3e, #sp-sjbc3e, #sjbc3e|text-align:center;\" data-mobile-visibility=\".sp-headline-block-sjbc3e|false\" data-tablet-visibility=\".sp-headline-block-sjbc3e|false\" data-desktop-visibility=\".sp-headline-block-sjbc3e|false\" class=\"sp-css-target sp-el-block sp-headline-block-sjbc3e sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">&nbsp;&nbsp;Bodite pozorni na pogoje kredita<\/h3>\n<p><\/span><\/p>\n<div id=\"sp-ht945g\" data-mobile-css=\".sp-text-wrapper-ht945g, #sp-ht945g, #ht945g|text-align:left;\" data-tablet-css=\".sp-text-wrapper-ht945g, #sp-ht945g, #ht945g|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-ht945g|false\" data-tablet-visibility=\".sp-text-wrapper-ht945g|false\" data-desktop-visibility=\".sp-text-wrapper-ht945g|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-ht945g\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<div class=\"bach-text\">\n<p>Pogoji kredita so lahko zelo pomembni, zato jih je treba skrbno preu\u010diti. Na primer, nekateri krediti vklju\u010dujejo stroge pogoje za pred\u010dasno popla\u010dilo, kar lahko povzro\u010di dodatne stro\u0161ke.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sp-xla9pf\" data-mobile-visibility=\"#sp-xla9pf|false\" data-tablet-visibility=\"#sp-xla9pf|false\" data-desktop-visibility=\"#sp-xla9pf|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(25% + 0px);\">\n<figure id=\"sp-chhzg8\" data-mobile-css=\"#sp-chhzg8|text-align:center;\" data-tablet-css=\"#sp-chhzg8|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-GdSltmhZ9XCNaFkE.png\" alt=\"\" width=\"256\" height=\"256\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-chhzg8|false\" data-tablet-visibility=\".sp-image-block-chhzg8|false\" data-desktop-visibility=\".sp-image-block-chhzg8|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/kako-izbrati-4-150x150.png 150w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-GdSltmhZ9XCNaFkE.png 256w\" class=\"sp-image-block-chhzg8 custom-preview-class\" style=\"width: 256px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-chhzg8\"><script>jQuery(function() { image_dynamic_tags('chhzg8' );});<\/script><\/div>\n<\/figure>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h3 id=\"sp-cmy8g1\" data-mobile-css=\".sp-headline-block-cmy8g1, #sp-cmy8g1, #cmy8g1|text-align:center;\" data-tablet-css=\".sp-headline-block-cmy8g1, #sp-cmy8g1, #cmy8g1|text-align:center;\" data-mobile-visibility=\".sp-headline-block-cmy8g1|false\" data-tablet-visibility=\".sp-headline-block-cmy8g1|false\" data-desktop-visibility=\".sp-headline-block-cmy8g1|false\" class=\"sp-css-target sp-el-block sp-headline-block-cmy8g1 sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">Preverite obrestne mere<\/h3>\n<p><\/span><\/p>\n<div id=\"sp-er3928\" data-mobile-css=\".sp-text-wrapper-er3928, #sp-er3928, #er3928|text-align:left;\" data-tablet-css=\".sp-text-wrapper-er3928, #sp-er3928, #er3928|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-er3928|false\" data-tablet-visibility=\".sp-text-wrapper-er3928|false\" data-desktop-visibility=\".sp-text-wrapper-er3928|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-er3928\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<div class=\"bach-text\">\n<p>Obrestne mere so klju\u010dne pri izbiri kredita. Ni nujno, da ima najni\u017eja obrestna mera tudi najbolj\u0161i kredit. Pomembno je, da preverite tudi skrite stro\u0161ke, kot so stro\u0161ki odobritve kredita, zavarovanje, nadomestila za pred\u010dasno popla\u010dilo in podobno. &nbsp; &nbsp; &nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"sp-i4m0du\" data-mobile-visibility=\"#sp-i4m0du|false\" data-tablet-visibility=\"#sp-i4m0du|false\" data-desktop-visibility=\"#sp-i4m0du|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section \" style=\"width: 100%; max-width: 100%;\">\n<div id=\"sp-y8u5kg\" data-mobile-visibility=\"#sp-y8u5kg|false\" data-tablet-visibility=\"#sp-y8u5kg|false\" data-desktop-visibility=\"#sp-y8u5kg|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-je40ie\" data-mobile-visibility=\"#sp-je40ie|false\" data-tablet-visibility=\"#sp-je40ie|false\" data-desktop-visibility=\"#sp-je40ie|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\">\n<div id=\"sp-jtpxjz\" data-mobile-css=\".sp-text-wrapper-jtpxjz, #sp-jtpxjz, #jtpxjz|text-align:left;\" data-tablet-css=\".sp-text-wrapper-jtpxjz, #sp-jtpxjz, #jtpxjz|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-jtpxjz|false\" data-tablet-visibility=\".sp-text-wrapper-jtpxjz|false\" data-desktop-visibility=\".sp-text-wrapper-jtpxjz|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-jtpxjz\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<div class=\"bach-text\">\n<p>\u010ce boste upo\u0161tevali te nasvete, boste lahko izbrali najbolj\u0161i kredit za va\u0161e potrebe. Ne pozabite, da je pomembno, da se zavedate svojih finan\u010dnih zmo\u017enosti in izberete kredit, ki ga lahko odpla\u010dujete v dolo\u010denem \u010dasovnem obdobju.<\/p>\n<\/div>\n<\/div>\n<div id=\"sp-paj25c\" data-mobile-css=\"#sp-paj25c|height:30px;\" data-tablet-css=\"#sp-paj25c|height:10px;\" class=\"sp-spacer\" style=\"height: 60px;\"><\/div>\n<div id=\"sp-button-parent-bv7a89\" data-mobile-css=\"#sp-button-parent-bv7a89|text-align:center;\" data-tablet-css=\"#sp-button-parent-bv7a89|text-align:center;\" class=\"sp-button-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\"><a href=\"https:\/\/omb07qyiorf.typeform.com\/stanovanjski#source=SK-L-1_T1\/izbrkrdt\/stnvnski-krdti\" id=\"sp-bv7a89\" data-mobile-css=\"\" data-tablet-css=\"\" data-mobile-visibility=\".sp-button-bv7a89|false\" data-tablet-visibility=\".sp-button-bv7a89|false\" data-desktop-visibility=\".sp-button-bv7a89|false\" target=\"\" rel=\"\" class=\"sp-button sp-css-target sp-text-center sp-inline-block sp-leading-none sp-button-bv7a89 typeform-btn\" style=\"letter-spacing: 1px; font-size: 18px; background: rgb(255, 106, 0); color: rgb(255, 255, 255); width: auto; padding: 12px 16px; border-radius: 0px;\"><span><strong>PRIDOBITE STANOVANJSKI KREDIT! \u2192<br \/><\/strong><\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"sp-znng7a\" data-mobile-visibility=\"#sp-znng7a|false\" data-tablet-visibility=\"#sp-znng7a|false\" data-desktop-visibility=\"#sp-znng7a|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section \" style=\"width: 100%; max-width: 100%;\">\n<div id=\"sp-etjz9c\" data-mobile-visibility=\"#sp-etjz9c|false\" data-tablet-visibility=\"#sp-etjz9c|false\" data-desktop-visibility=\"#sp-etjz9c|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-tmr1vi\" data-mobile-visibility=\"#sp-tmr1vi|false\" data-tablet-visibility=\"#sp-tmr1vi|false\" data-desktop-visibility=\"#sp-tmr1vi|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\">\n<div id=\"sp-dnhryh\" data-mobile-visibility=\".sp-divider-block-dnhryh|false\" data-tablet-visibility=\".sp-divider-block-dnhryh|false\" data-desktop-visibility=\".sp-divider-block-dnhryh|false\" data-mobile-css=\"#sp-dnhryh .sp-divider-text-block .sp-divider-text, #sp-dnhryh|justify-content:center;padding:10px 0px 10px 0px ;\" data-tablet-css=\"#sp-dnhryh .sp-divider-text-block .sp-divider-text, #sp-dnhryh|justify-content:center;padding:10px 0px 10px 0px ;\" class=\"sp-divider-wrapper sp-flex sp-el-block sp-divider-block-dnhryh\" style=\"margin: 0px; justify-content: center; padding: 10px 0px;\">\n<style type=\"text\/css\">\n    #sp-dnhryh .sp-divider-separator::after , #sp-dnhryh .sp-divider-separator::before  {content:\"\"}\n    #sp-dnhryh .sp-divider .sp-divider-separator::after , #sp-dnhryh .sp-divider .sp-divider-separator::before {display:block;border-top:1px solid #00C2E9}\n    #sp-dnhryh .sp-divider .sp-divider-text-block .sp-divider-text \n    {color:#00C2E9}\n    #sp-dnhryh .sp-divider .sp-divider-text-block.sp-divider-icon-block \n    {color:#00C2E9}\n  <\/style>\n<div class=\"sp-divider sp-flex\" style=\"width: 90%; border-top: 1px solid rgb(0, 194, 233);\"><\/div>\n<\/div>\n<p><span href=\"\" target=\"\" rel=\"\" class=\"sp-header-block-link\" style=\"text-decoration: none;\"><\/p>\n<h1 id=\"sp-pv5q7z\" data-mobile-css=\".sp-headline-block-pv5q7z, #sp-pv5q7z, #pv5q7z|text-align:center;\" data-tablet-css=\".sp-headline-block-pv5q7z, #sp-pv5q7z, #pv5q7z|text-align:center;\" data-mobile-visibility=\".sp-headline-block-pv5q7z|false\" data-tablet-visibility=\".sp-headline-block-pv5q7z|false\" data-desktop-visibility=\".sp-headline-block-pv5q7z|false\" class=\"sp-css-target sp-el-block sp-headline-block-pv5q7z sp-type-header\" style=\"color: rgb(0, 0, 0); text-align: center; margin: 0px;\">Odgovori na najpogostej\u0161a vpra\u0161anja<\/h1>\n<p><\/span><\/p>\n<div id=\"sp-t8q9m1\" data-mobile-css=\".sp-bulletlist-block-t8q9m1, #sp-t8q9m1|justify-content:flex-start;margin:0px 0px 0px 0px ;\" data-tablet-css=\".sp-bulletlist-block-t8q9m1, #sp-t8q9m1|justify-content:flex-start;\" data-mobile-visibility=\".sp-bulletlist-block-t8q9m1|false\" data-tablet-visibility=\".sp-bulletlist-block-t8q9m1|false\" data-desktop-visibility=\".sp-bulletlist-block-t8q9m1|false\" class=\"sp-flex sp-css-target sp-el-block sp-bulletlist-block-template-0 sp-justify-start sp-bulletlist-block-t8q9m1 faq-icon-wrapper\" style=\"margin: 20px 100px 0px; font-size: 15px; color: rgb(0, 0, 0);\">\n<ul class=\"sp-bulletlist-wrapper\">\n<li data-mobile-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-0|padding:0px 0px 10px 0px ;\" data-tablet-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-0|padding:0px 0px 10px 0px ;\" class=\"sp-flex sp-items-center sp-bullet-list-item-t8q9m1-0 sp-justify-start\" style=\"padding: 0px 0px 10px;\"><span class=\"sp-icon-wrapper sp-mr-4\"><\/span><span><strong>Kako hitro lahko dobim odobren kredit?<\/strong><br \/>Odobritev kredita je odvisna od \u0161tevilnih dejavnikov, vklju\u010dno z va\u0161o kreditno zgodovino, prihodki in vrsto kredita, ki ga \u017eelite. V\u010dasih lahko traja le nekaj dni, v\u010dasih pa tudi ve\u010d tednov.<\/span><\/li>\n<li data-mobile-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-1|padding:0px 0px 10px 0px ;\" data-tablet-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-1|padding:0px 0px 10px 0px ;\" class=\"sp-flex sp-items-center sp-bullet-list-item-t8q9m1-1 sp-justify-start\" style=\"padding: 0px 0px 10px;\"><span class=\"sp-icon-wrapper sp-mr-4\"><\/span><span><strong>Kak\u0161ne dokumente potrebujem za pridobitev kredita?<br \/><\/strong>Za pridobitev kredita morate predlo\u017eiti nekatere dokumente kot so osebni dokument, potrdilo o zaposlitvi, potrdilo o pla\u010di, dav\u010dno napoved in druge dokumente, ki so lahko potrebni glede na vrsto kredita, ki ga \u017eelite.<\/span><\/li>\n<li data-mobile-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-2|padding:0px 0px 10px 0px ;\" data-tablet-css=\"#sp-t8q9m1 .sp-bullet-list-item-t8q9m1-2|padding:0px 0px 10px 0px ;\" class=\"sp-flex sp-items-center sp-bullet-list-item-t8q9m1-2 sp-justify-start\" style=\"padding: 0px 0px 10px;\"><span class=\"sp-icon-wrapper sp-mr-4\"><\/span><span><strong>Koliko denarja lahko dobim s kreditom?<\/strong> <br \/>Vi\u0161ina kredita je odvisna od va\u0161ih finan\u010dnih zmo\u017enosti, vrste kredita in drugih dejavnikov. Pri topkrediti.si vam lahko pridobimo kredite v razli\u010dnih zneskih, odvisno od va\u0161ih potreb, s prilagojenimi odpla\u010dilnimi roki.<\/span><\/li>\n<li data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-flex sp-items-center sp-bullet-list-item-t8q9m1-3 sp-justify-start\"><span class=\"sp-icon-wrapper sp-mr-4\"><\/span><span><strong>Kak\u0161na je razlika med fiksno in spremenljivo obrestno mero?<\/strong><br \/>Fiksna obrestna mera se ne spreminja skozi celotno obdobje odpla\u010devanja kredita. Spremenljiva obrestna mera pa se lahko spremeni glede na tr\u017ene pogoje, kar lahko privede do vi\u0161jih ali ni\u017ejih mese\u010dnih obrokov. Pri topkrediti.si vam bomo pomagali pri izbiri kredita z obrestno mero, ki ustreza va\u0161im potrebam in finan\u010dni zmo\u017enosti.<\/span><\/li>\n<\/ul>\n<\/div>\n<div id=\"sp-ot00uc\" data-mobile-css=\"#sp-ot00uc|height:20px;\" data-tablet-css=\"#sp-ot00uc|height:10px;\" class=\"sp-spacer\" style=\"height: 60px;\"><\/div>\n<div id=\"sp-button-parent-adzhv3\" data-mobile-css=\"#sp-button-parent-adzhv3|text-align:center;\" data-tablet-css=\"#sp-button-parent-adzhv3|text-align:center;\" class=\"sp-button-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\"><a href=\"https:\/\/omb07qyiorf.typeform.com\/stanovanjski#source=SK-L-1_T1\/izbrkrdt\/stnvnski-krdti\" id=\"sp-adzhv3\" data-mobile-css=\"\" data-tablet-css=\"\" data-mobile-visibility=\".sp-button-adzhv3|false\" data-tablet-visibility=\".sp-button-adzhv3|false\" data-desktop-visibility=\".sp-button-adzhv3|false\" target=\"\" rel=\"\" class=\"sp-button sp-css-target sp-text-center sp-inline-block sp-leading-none sp-button-adzhv3 typeform-btn\" style=\"letter-spacing: 1px; font-size: 18px; background: rgb(255, 106, 0); color: rgb(255, 255, 255); width: auto; padding: 12px 16px; border-radius: 0px;\"><span id=\"adzhv3\" class=\"mce-content-body html4-captions\"  style=\"position: relative;\" ><strong>PRIDOBITE STANOVANJSKI KREDIT! \u2192<br \/><\/strong><\/span><\/a><\/div>\n<div id=\"sp-m0jss2\" data-mobile-visibility=\".sp-custom-html-block-m0jss2|false\" data-tablet-visibility=\".sp-custom-html-block-m0jss2|false\" data-desktop-visibility=\".sp-custom-html-block-m0jss2|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-code-wrapper sp-el-block sp-custom-html-block-m0jss2\" style=\"margin: 0px;\">\n<div class=\"sp-html\"><script>\n  document.addEventListener(\"DOMContentLoaded\", function () {\n    const link = document.getElementById(\"typeform-link\");\n    const baseUrl = \"https:\/\/omb07qyiorf.typeform.com\/stanovanjski\";\n    const query = window.location.search;\n    const hashParams = \"#source=topkrediti.si_12_24\"; \/\/ \u010de to potrebuje\u0161<\/p>\n<p>    if (link) {\n      link.href = baseUrl + query + hashParams;\n    }\n  });\n<\/script>\n<\/div>\n<\/div>\n<div id=\"sp-hxhx77\" data-mobile-css=\"#sp-hxhx77|height:20px;\" data-tablet-css=\"#sp-hxhx77|height:10px;\" class=\"sp-spacer\" style=\"height: 60px;\"><\/div>\n<div id=\"sp-mq41ud\" data-mobile-visibility=\".sp-custom-html-block-mq41ud|false\" data-tablet-visibility=\".sp-custom-html-block-mq41ud|false\" data-desktop-visibility=\".sp-custom-html-block-mq41ud|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-code-wrapper sp-el-block sp-custom-html-block-mq41ud\" style=\"margin: 0px;\">\n<div class=\"sp-html\"><script>\n  function updateTFLinks() {\n    const p = new URLSearchParams(window.location.search);\n    const hash = window.location.hash || '#source=SK-L-1_T1\/izbrkrdt\/stnvnski-krdti';\n    const tfLink = 'https:\/\/omb07qyiorf.typeform.com\/stanovanjski#source=SK-L-1_T1\/izbrkrdt\/stnvnski-krdti&' +\n      'utm_source=' + (p.get(\"utm_source\") || 'unknown') +\n      '&utm_medium=' + (p.get(\"utm_medium\") || 'unknown') +\n      '&utm_campaign=' + (p.get(\"utm_campaign\") || 'unknown') +\n      '&utm_term=' + (p.get(\"utm_term\") || 'unknown') +\n      '&utm_content=' + (p.get(\"utm_content\") || 'unknown') +\n      hash;<\/p>\n<p>    document.querySelectorAll('.typeform-btn').forEach(btn => {\n      const link = btn.querySelector('a');\n      if (link) {\n        link.setAttribute('href', tfLink);\n      } else if (btn.tagName === 'A') {\n        btn.setAttribute('href', tfLink);\n      }\n    });\n  }<\/p>\n<p>  document.addEventListener('DOMContentLoaded', updateTFLinks);\n  window.addEventListener('load', updateTFLinks);\n<\/script><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"sp-ppgeus\" data-mobile-visibility=\"#sp-ppgeus|false\" data-tablet-visibility=\"#sp-ppgeus|false\" data-desktop-visibility=\"#sp-ppgeus|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-section \" style=\"background-color: rgb(236, 234, 233); width: 100%; max-width: 100%;\">\n<div id=\"sp-p59946\" data-mobile-visibility=\"#sp-p59946|false\" data-tablet-visibility=\"#sp-p59946|false\" data-desktop-visibility=\"#sp-p59946|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-nv8adv\" data-mobile-visibility=\"#sp-nv8adv|false\" data-tablet-visibility=\"#sp-nv8adv|false\" data-desktop-visibility=\"#sp-nv8adv|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(50% + 0px);\">\n<div id=\"sp-zhodfg\" data-mobile-css=\".sp-text-wrapper-zhodfg, #sp-zhodfg, #zhodfg|text-align:left;\" data-tablet-css=\".sp-text-wrapper-zhodfg, #sp-zhodfg, #zhodfg|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-zhodfg|false\" data-tablet-visibility=\".sp-text-wrapper-zhodfg|false\" data-desktop-visibility=\".sp-text-wrapper-zhodfg|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-zhodfg anchor\" style=\"font-size: 15px; color: rgb(0, 194, 233); margin: 0px; text-align: left;\">\n<p><a draggable=\"false\" href=\"https:\/\/topkrediti.si\/izberikredit\/topkreditisisplosni-pogoji\/\" target=\"_blank\" rel=\"noopener\">Splo\u0161ni pogoji poslovanja<\/a><br \/><a href=\"https:\/\/topkrediti.si\/izberikredit\/topkreditisipolitika-zasebnosti\/\" target=\"_blank\" rel=\"noopener\">Politika zasebnosti<\/a><br \/><a href=\"https:\/\/topkrediti.si\/izberikredit\/\">Domov<\/a><\/p>\n<\/div>\n<figure id=\"sp-uuuxrd\" data-mobile-css=\"#sp-uuuxrd|text-align:center;\" data-tablet-css=\"#sp-uuuxrd|text-align:center;\" class=\"sp-image-wrapper sp-el-block\" style=\"margin: 0px; text-align: center;\">\n<div><span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-jDHPdoBLMzqamK1Q.png\" alt=\"\" width=\"1714\" height=\"312\" data-dynamic-tag=\"\" data-image-src=\"wpmedia\" data-mobile-visibility=\".sp-image-block-uuuxrd|false\" data-tablet-visibility=\".sp-image-block-uuuxrd|false\" data-desktop-visibility=\".sp-image-block-uuuxrd|false\" srcset=\" https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/powered-by-150x150.png 150w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/powered-by-300x55.png 300w, https:\/\/wordpress-1395428-5180111.cloudwaysapps.com\/wp-content\/uploads\/2024\/12\/powered-by-1024x186.png 1024w, https:\/\/topkrediti.si\/izberikredit\/wp-content\/uploads\/2025\/05\/theme-builder-jDHPdoBLMzqamK1Q.png 1714w\" class=\"sp-image-block-uuuxrd custom-preview-class\" style=\"width: 1714px;\"><\/span><\/div>\n<div id=\"sp-image-dynamic-tags-js-uuuxrd\"><script>jQuery(function() { image_dynamic_tags('uuuxrd' );});<\/script><\/div>\n<\/figure>\n<\/div>\n<div id=\"sp-jvwlf8\" data-mobile-visibility=\"#sp-jvwlf8|false\" data-tablet-visibility=\"#sp-jvwlf8|false\" data-desktop-visibility=\"#sp-jvwlf8|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(50% + 0px);\">\n<div id=\"sp-q8masw\" data-mobile-css=\".sp-text-wrapper-q8masw, #sp-q8masw, #q8masw|text-align:left;\" data-tablet-css=\".sp-text-wrapper-q8masw, #sp-q8masw, #q8masw|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-q8masw|false\" data-tablet-visibility=\".sp-text-wrapper-q8masw|false\" data-desktop-visibility=\".sp-text-wrapper-q8masw|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-q8masw\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<p>Potrebuje\u0161 pomo\u010d?<br \/>Po\u0161lji mail na nina@topkrediti.si<\/p>\n<\/div>\n<div id=\"sp-cacamu\" data-mobile-css=\".sp-text-wrapper-cacamu, #sp-cacamu, #cacamu|text-align:left;\" data-tablet-css=\".sp-text-wrapper-cacamu, #sp-cacamu, #cacamu|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-cacamu|false\" data-tablet-visibility=\".sp-text-wrapper-cacamu|false\" data-desktop-visibility=\".sp-text-wrapper-cacamu|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-cacamu\" style=\"font-size: 8px; color: rgb(0, 0, 0); margin: 0px; text-align: left;\">\n<p>Vsebina spletne strani je informativne narave in ne predstavlja finan\u010dnega nasveta. Spletna stran Topkrediti.si povezuje interesente za pridobitev kredita z enim ali ve\u010d ponudnikom kreditov z namenom pridobivanja razli\u010dnih ponudb za razli\u010dne kredite s strani uporabnikov. Storitev ne predstavlja posredovanja pri ban\u010dnih kreditih, samo posredovanje informacij. &nbsp;Storitev je za uporabnike brezpla\u010dna.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sp-fwfuc6\" data-mobile-visibility=\"#sp-fwfuc6|false\" data-tablet-visibility=\"#sp-fwfuc6|false\" data-desktop-visibility=\"#sp-fwfuc6|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-row sp-w-full  sp-m-auto sm:sp-flex sp-justify-between\">\n<div id=\"sp-iyw4m4\" data-mobile-visibility=\"#sp-iyw4m4|false\" data-tablet-visibility=\"#sp-iyw4m4|false\" data-desktop-visibility=\"#sp-iyw4m4|false\" data-mobile-css=\"\" data-tablet-css=\"\" class=\"sp-el-col  sp-w-full\" style=\"width: calc(100% + 0px);\">\n<div id=\"sp-ohw2co\" data-mobile-css=\".sp-text-wrapper-ohw2co, #sp-ohw2co, #ohw2co|text-align:left;\" data-tablet-css=\".sp-text-wrapper-ohw2co, #sp-ohw2co, #ohw2co|text-align:left;\" data-mobile-visibility=\".sp-text-wrapper-ohw2co|false\" data-tablet-visibility=\".sp-text-wrapper-ohw2co|false\" data-desktop-visibility=\".sp-text-wrapper-ohw2co|false\" class=\"sp-css-target sp-text-wrapper sp-el-block sp-text-block-style sp-text-wrapper-ohw2co\" style=\"font-size: 15px; color: rgb(0, 0, 0); margin: 0px; text-align: center;\">\n<div class=\"bach-text\">\n<p>\u00a9 topkrediti.si<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Stanovanjski krediti od 20.000\u20ac! Povezujemo vas z najbolj\u0161imi slovenskimi kreditodajalci. Izberite najbolj\u0161e obrestne mere Kredit prilagojen va\u0161im potrebam in finan\u010dnim zmo\u017enostim Prilagodite si \u010das in na\u010din vra\u010dila po svojih \u017eeljah \u2605\u2605\u2605\u2605\u2605 \u2605 PRIDOBITE STANOVANJSKI KREDIT! \u2192 S topkrediti.si do pravega kredita za vas. Kako izbrati najbolj\u0161i kredit? \u010ce i\u0161\u010dete kredit, boste morda presene\u010deni koliko mo\u017enosti &#8230; <a title=\"topkrediti.si &#8211; najdite svoj stanovanjski kredit\" class=\"read-more\" href=\"https:\/\/topkrediti.si\/izberikredit\/stanovanjski-krediti\/\" aria-label=\"Read more about topkrediti.si &#8211; najdite svoj stanovanjski kredit\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-184","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/pages\/184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/comments?post=184"}],"version-history":[{"count":23,"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/pages\/184\/revisions"}],"predecessor-version":[{"id":286,"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/pages\/184\/revisions\/286"}],"wp:attachment":[{"href":"https:\/\/topkrediti.si\/izberikredit\/wp-json\/wp\/v2\/media?parent=184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}